Q:  I have just opened a single room beauty salon where I am the only beauty therapist. I play relaxing music to my clients on CDs that I bring from home, but one of my clients says I should have a licence. Is this correct?

Q: I have a degenerative disease and am likely to need residential care within 10-15 years. A friend says if I gift my home to my son and I survive it by 7 years, the local authority cannot take my home into account when assessing my means. Should I transfer my home now to qualify for assistance if I need long term care in the future?