GHP Insights

News, Q&As and Press Releases From Our Team

Q&A - Furlough pay is not enough to keep up maintenance payments what happens if I just pay less?

Q:    I am really struggling to make ends meet as my furlough pay during the COVID crisis is nowhere near my usual salary. I tried to talk to my ex about paying less maintenance for the kids until the situation eases but she refused to discuss it. What would happen if I just paid less into her bank account?

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Q&A - Can I gift my inheritance to keep my own estate below the IHT threshold?

Q:    I have just inherited from my uncle’s estate. I drafted my own Will some time ago and recall being advised that my estate could potentially exceed inheritance tax thresholds. I would therefore like to pass on my inheritance to my children instead. What is the best way for me to do this?

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Q&A - I am confused by the new Electrical Safety Regulations (England) for rental properties

Q: I took on new tenants in a house I own on 1st February this year. They have a 12 month Assured Shorthold Tenancy which ends 31st January 2021 and then rolls into a periodic tenancy. I have looked at the new Electrical Safety Regulations and am confused about when I need to get an electrical check done. Also, the regulations seem to apply on different dates for ‘contractual periodic tenancies’ to ‘statutory periodic tenancies’, and I am not sure which type my tenants have. Please can you clarify this?

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Q&A - How can I get power of attorney to handle affairs of father in COVID struck hospital?

Q:    My father is in hospital and unable to communicate after a stroke. Previously in good health, he never felt the need to set up a power of attorney. Now I need to deal with his affairs and make decisions on his behalf, particularly as there is COVID in the hospital where he is. I know I need to make an application to be his attorney, but I’m not confident about how to do it and, due to the situation, I cannot afford to waste time getting it wrong. Please can you advise?

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Q&A - How does a Living Will differ from a Lasting Power of Attorney?

Q:    My son’s father-in-law died of coronavirus and ever since my son has wanted me to put something in writing about how I would want things to happen if I became unexpectedly ill and lost mental capacity. I have identified various options but am more concerned about the health aspect than what happens about money. Can you explain the difference between a Living Will and a Lasting Power of Attorney?

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Q&A - I got COVID-19 after return to workplace with no safety systems. Can I sue?

Q:    I returned to work in June after being on furlough. Several days after that I developed a temperature and dry cough. I went into self-isolation and tested positive for Covid-19. I had a short spell in hospital but I am now much better. I am convinced that I contracted the virus at work. No safety systems were in place and the office layout meant staff could not adhere to social distancing. My concerned friend at work asked HR if she could see the coronavirus risk assessment and was advised it has not yet been finalised. Could I make a claim against my employer?

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Wrexham woman fulfills schoolgirl dream to train as a solicitor

A Wrexham woman has returned to the law firm where she did work experience as a seventeen-year old schoolgirl, to begin a training contract that will see her qualify as a solicitor in two years’ time.

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Q&A - Can boss refuse to pay me during COVID quarantine if overseas travel was family emergency?

Q:    I was furloughed in March. I am due to return to work after August bank holiday. The boss made us take our annual leave during the furlough period so he had all hands on deck when he re-opened. But I had to travel to Spain in July because my father, who lives there alone, had a heart attack. He is now recovering well and I plan to return home next week, but of course I can’t go back to work for 2 weeks because of COVID-19 quarantine. I asked the boss if I could carry my annual leave over as I hadn’t requested to take it during furlough, it was forced on me. He refused, saying he won’t pay me until I do go back. Can he do that?

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Q&A - Would claiming compensation from the NHS for clinical negligence seem insensitive during the COVID pandemic?

A:    My husband became ill in February. Our GP referred him for a consultant appointment at the hospital, but he ended up with a video appointment due to coronavirus. As his problem was internal this was little help. He was just told to take antacid medication. His situation worsened but, concerned about pressures on the NHS, he did not want to make a fuss.

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Q&A - Will my home have to be sold to pay the fees if I have to go into a care home?

Q.  I am concerned that if I have to go into a care home, I might have to sell my home to pay for my care and my son and granddaughters wouldn’t get anything at all? Is this correct?

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