GHP Insights

News, Q&As and Press Releases From Our Team

Q&A - If we split up will the house and finances be split equally?

Q:  I live with my partner. We are not married but we have a joint bank account and a joint mortgage, and we purchased our house as joint tenants. We also have equal savings offsetting our mortgage in the account. The big difference is that my partner earns almost twice as much as me and when we purchased the property, he put up most of the deposit. So, if we split up would the property be split equally, irrespective of who put up the most deposit? And would I be entitled to withdraw my half of the savings? Finally, would the fact that he pays a bigger proportion of the bills give him more entitlement?

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Pandemic causes surge in requests for Wills and LPAs

A local law firm has reported a massive increase in the number of people wanting Wills and Lasting Powers of Attorney (LPAs) drawn up to protect their wishes, their assets and their families in the event that they are faced with a worse-case scenario during the Coronavirus pandemic.

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Q&A - If my ex is deliberately withholding money left to our daughter in his father’s Will, what can I do?

Q: My ex-husband’s father said he would leave money to my nineteen-year-old daughter when he died. A year after his death, nothing has appeared. My daughter’s father and uncle were the executors of the Will and her uncle continues to live in her grandfather’s house. I have approached my ex-husband, but he refuses to discuss it with me. Can I get a copy of the Will? And if it shows the old man’s wishes were not carried out, what can I do to ensure my daughter gets what is due to her?

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Q&A - Can you impose conditions in a Will to prevent a son-in-law benefiting?

Q:  We have lived the past ten years in dread of our daughter marrying her lazy partner, but at Christmas she announced they will marry in the Summer of 2020. As our only child she is the sole beneficiary of our Wills. Now we are terrified that our future son-in-law could end up with half her inheritance if they later divorce - if he hasn’t already squandered it away - and that our two grandchildren will not benefit later on. Is there any way we can put conditions in our Wills to protect our assets solely for the benefit of our daughter and grandchildren?

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Leading law firm announces qualification of bilingual trainee solicitor

North Wales and Shropshire law firm, GHP Legal, has announced the qualification of another trainee solicitor. GHP Legal, which employs around one hundred staff at its offices in Wrexham, Oswestry, Llangollen and Chirk, is a long-time supporter of the solicitor training programme.

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Q&A - Why do I need a Will if the Statutory Legacy sum has increased?

Q:  My partner is giving me a hard time about making a Will. But if neither of us has any children to fight over it, and my half of the house we bought together is less than the Statutory Legacy amount that I believe has just increased to £270,000, why would I need to make a Will?

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Q&A - My brother is more ill than he realises and needs to be sectioned. As his nearest relative what can I do?

Q: My brother has suffered mental illness for many years. His son and his wife have both died in the past twelve months and I think this has affected him far more badly than he realises. I am currently visiting him every week because I am so worried about him. I think he needs to be admitted to hospital for treatment as I believe he is a danger to himself, but he won’t discuss it. His wife always took responsibility for him when his mental health deteriorated in the past, but now he has no-one. Is there anything I can do?

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Q&A - Will divorce be easier if we wait two years?

Q.  I separated from my wife last month. I have read online that we should wait two years to get divorced as it will make things easier for us. Is this right?

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New solicitor appointed to growing Oswestry Mental Health team

A new solicitor has been appointed to the busy Mental Health department at the Oswestry office of leading regional law firm, GHP Legal. 

Andy Howarth is the latest mental health lawyer to join a highly qualified team of specialists at the firm which is one of very few in the area that has the expertise to deal with the growing number of mental health referrals the country is currently seeing.

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Q&A - I am worried about IHT liability when I die as my house has risen in value

Q: I have just had my house valued and discovered it has risen considerably. I don’t have much cash but with the value of the house now exceeding £375,000 I am worried that it will mean my son having to pay Inheritance Tax when I die. I have considered signing the house over to him now, but at my age I am concerned I won’t live the required seven years after doing so for it to benefit him. What else can I do?

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