GHP Insights

News, Q&As and Press Releases From Our Team

Q&A How does a commercial property lease purchase option work?

We are keen to purchase the next-door premises to expand our manufacturing facility but cannot currently commit to further borrowing. The owner of the premises has stated he would consider leasing to us now, with an option to purchase later. How would this work and what would happen if we later found we couldn’t or didn’t want to purchase? Could we have a clause in the agreement to that effect?

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Q&A Am I entitled to half the assets my husband’s family gave us before we married?

My husband fell out with his wealthy grandparents when he was in his twenties, but when I started dating him I persuaded him to try and build some bridges with them for the sake of the rest of the family. We eventually went to see them and I got on with them immediately and subsequently became very close to them. They thought the world of me and before we got married they gave us some valuable things for our new home.

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Q&A Can an Attorney access a Donor’s joint account if the other account holder dies?

Last year my mum and dad set up Lasting Powers of Attorney and they each appointed me as their property and finances Attorney. They held joint bank accounts, but my dad has just passed away. From everything I have read, my understanding is that the authority for an Attorney to handle the donor’s affairs from a Lasting Power of Attorney ends upon the Donor’s death. So, does this mean, as I was dad’s Attorney, that I cannot access their joint accounts?

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Oswestry law firm adds festive cheer to Shropshire’s largest Santa run

Christmas is the season of goodwill and Oswestry law firm, GHP Legal, is once again playing its part by sponsoring Shropshire’s largest Santa run.

Taking place on Sunday 7th December, Oswestry’s historic town centre will be flashing red as hundreds of ‘Santas’ don their crimson suits and take to the streets to raise money for local good causes and community wellbeing.

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Q&A What help can I get if my husband gets a diagnosis for dementia?

My husband has always taken care of money and the house, but now I am worried he may have developed Alzheimer’s or dementia and I don’t know what to do. He has become vehemently difficult as well as forgetful and I’m not sure I’ll cope with him at home. We have an appointment to see the GP but what do I need to be aware of and who else can I go to for help?

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Q&A How can we limit employer responsibilities if we put on a ‘Christmas do’?

Due to ‘wild behaviour’ from some of the shop floor staff we stopped holding works’ Christmas parties a few years ago. This year, however, marks a milestone anniversary for us and we are considering whether to reinstate ‘The Xmas Do’. The big question is whether we hold it on or off the premises, in or out of normal working hours, bearing in mind that there is now more responsibility on the shoulders of employers for the behaviour of employees. Would we have less liability if it was held on or off site?

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Q&A Can ‘Pet Custody’ be considered in a divorce?

Our plans to divorce were going along quite amicably, until we came to the question of who gets to keep our two beautiful cockapoos. Now things have become quite vitriolic and I am wondering whether it is a good idea to continue along the route of a quick no-fault divorce. Will a judge decide the custody of my two best friends based on which of us can best meet their emotional and physical needs, or do I need a divorce solicitor to help me fight for them?

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Q&A My wife has left me after 35 years – am I going to lose half of everything?

My wife has left me for another man after 35 years of marriage. We have no children. The house and mortgage are in joint names, but we have always had separate bank accounts and I have always paid all the household expenses. My wife has always worked but I don’t even know how much she earned as her money went into her own bank account. I am a sole trader with a property maintenance business but am currently not working as the split has affected my mental health. We don’t have children.

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Q&A What is the difference between an EPA and an LPA?

I made an Enduring Power of Attorney (EPA) many years ago, however I am seeing all over the media about how important it is to put in place Lasting Powers of Attorney (LPA). Is this necessary if I have an EPA? What is the difference between the two?

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Deprivation of Liberty Safeguards (DoLS) are designed to protect you, but what exactly are they?

If you or a loved one are in a care home or hospital in Wales and need to be detained for your own safety, you will probably hear the term ‘Deprivation of Liberty Safeguards’ (DoLS). It is however important that you understand what DoLS are and how they can help you?

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